Why is it that we can only barely manage to get by on our salary no matter what it is? I am making close to $30,000 more per year than I was ten years ago, yet I am no better off financially than I was back then.
I drive a nicer car than I did back then, but my payment is only $60 more a month. I bought a house, but my mortgage is less than what I used to pay for rent. I had two kids, but they’re still so young their “needs” really aren’t that great yet. So where does it all go?
Looking at my bank’s handy online budget tool, it would appear most of our budget is spent on “food and dining”, which even beats out the “home” category factoring in our mortgage payment.
YIKES!!! Can that really be? I feel like we’ve pretty much stopped going out to eat. And granted we like to have a beer or glass of wine after dinner, but it’s not like we’re chugging $50 bottles of wine every night (or even $20, or let’s get real even $10… okay fine, fine, I buy it by the box).
So in the coming days, weeks, and months, I’m going to start figuring out our budget, and posting how much I’m spending on groceries. I can’t wait to hear your feedback to see if I’m excessive, or have money leaking from somewhere else.